A preferred dental program covers any licensed dentist/specialist, but if you choose an in-network provider, costs are typically lower.
This preferred dental program is the same as PDP, but with a larger group of in-network dentists/specialists to choose from.
Dental HMO/Managed CareA Dental Health Maintenance Organization (HMO) or Managed Care, covers in-network providers only, and you must choose a primary care dentist for all services. Available in CA, FL, NJ, NY, TX.
Federal Dental (FEDVIP)This preferred dental program is also the same as PDP, but only available to certain Federal government employees.
Still not sure of your network? Log in to MyBenefits and we’ll fill it in automatically when you search for a dentist. Go To Claim Form Complete Form Online Download Form If you download a form we recommend that you bring a claim form with you when you visit your dentist Get The Mobile App Our Dental Insurance Plans
Choose from a large network of dentists and oral care specialists to find the right provider for you and your family.
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Comprehensive coverage that protects your oral health and your wallet. Now that’s something to smile about!
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Need a dental program that stays with you? This on-the-go dental coverage protects your smile and savings, everywhere.
Hint : If we select this tile the corrosponding content will display below.PPO plans provide benefits for a broad range of covered services/procedures, giving you the flexibility to choose any licensed dentist, in or out-of-network.
Ask your employer about MetLife Dental Insurance.
Pair comprehensive coverage and great savings 1 with our HMO/managed care network. Only available in CA, FL, NJ, NY, and TX.
Ask your employer about MetLife Dental Insurance.
Finding the right insurance to keep your smile healthy has never been easier for your mind and your wallet. MetLife gives you the information necessary to feel confident in your choices.
MetLife helps protect the smiles of Veterans, their families and CHAMPVA members with comprehensive coverage.
Comprehensive dental coverage for Federal employees, annuitants, retired uniformed service members and their families.
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Plan highlights:
Our plans give you the flexibility to visit providers in or out-of-network. Most cleanings and exams are covered 100%. 4
As a MetLife member, take advantage of our negotiated fees, typically 35 - 50% less than the average dental costs. 3
FEATURED STORYGet some simple tips to find the right dentist. Don’t wait until a problem forces you into the dentist’s chair!
MetLife’s Preferred Provider Organization (PPO) plans feature the MetLife Preferred Dentist Program, which is designed to save you money on dental services. 1 You can choose from thousands of participating general dentists and specialists nationwide. Plus, you will enjoy lower out-of-pocket costs for in-network services, freedom to use any dentist, and less paperwork.
A participating dentist is a general dentist or specialist who has agreed to accept negotiated fees as payment in full for covered services. Negotiated fees typically range from 35 - 50% less than the average charges in a dentist’s community for similar services. 3
You can find the names, addresses, specialties, languages spoken, and telephone numbers of participating dentists in a given area by searching our online directory – Find A Dentist.
Yes. MetLife TakeAlong Dental SM offers coverage that you can buy on your own and take from one job to the next.
All dental offices that participate in the network provide instructions on how to access emergency care 24 hours a day, 7 days a week. If you cannot reach your selected participating dentist, you may receive emergency care from any licensed dental care professional. The definition of what is considered “emergency care” and other specifics can be found in your policy, Certificate of Insurance, Evidence of Coverage or Summary Plan Description.
If your selected participating dentist determines that you need specialty care, you have access to a network of specialty care providers. Most plans are direct referral plans, which means your selected participating dentist will provide you with the name of a network specialist. No preauthorization is required. You can call the specialist directly to schedule your visit. Any copayment amount for specialty services is listed in your Schedule of Benefits.
LEGAL FOOTNOTES 1 Savings from enrolling in a dental benefits plan will depend on various factors, including the cost of the plan, how often participants visit the dentist and the cost of services rendered. 2 American Dental Association; Dentists: Doctors of Oral Health, American Dental Association, Chicago, IL, http://www.ada.org/en/about-the-ada/dentists-doctors-of-oral-health. Accessed February 1, 2021. 3 Based on internal analysis by MetLife. Negotiated fees refer to the fees that in-network dentists have agreed to accept as payment in full for covered services, subject to any copayments, deductibles, cost sharing and benefit maximums. Negotiated fees are subject to change. 4 Subject to frequency limitations. 5 Except for orthodontia in high plan which has a 24-month waiting period. 6 Based on MetLife data. Savings from enrolling in the MetLife Federal Dental Plan will depend on various factors, including the cost of the plan, how often participants visit the dentist and the cost of services rendered. 7 Based on MetLife data for a crown (D2740) in ZIP code 06340. This example is used for informational purposes only. Fees in your area may be different. Group dental insurance policies featuring the Preferred Dentist Program are underwritten by Metropolitan Life Insurance Company, New York, NY 10166.
Dental Managed Care plan benefits are provided by Metropolitan Life Insurance Company, a New York corporation, in NY. Dental HMO plan benefits are provided by: SafeGuard Health Plans, Inc. a California corporation, in CA; SafeGuard Health Plans, Inc. a Florida corporation, in FL; SafeGuard Health Plans, Inc., a Texas corporation, in TX; and MetLife Health Plans, Inc., a Delaware corporation, and Metropolitan Life Insurance Company, a New York corporation, in NJ. The Dental HMO/Managed Care companies are part of the MetLife family of companies. “DHMO” is used to refer to product designs that may differ by state of residence of the enrollee, including but not limited to: “Specialized Health Care Service Plans” in California; “Prepaid Limited Health Service Organizations” as described in Chapter 636 of the Florida statutes in Florida; “Single Service Health Maintenance Organizations” in Texas; and “Dental Plan Organizations” as described in the Dental Plan Organization Act in New Jersey. Dental benefits are provided by Metropolitan Life Insurance Company (MetLife) or an affiliate of MetLife. Certain administrative services are provided by Careington Benefit Solutions, Frisco, TX (Careington). Careington is not affiliated with MetLife or its affiliates. In certain states, availability of the individual dental product is subject to regulatory approval. Like most insurance policies, insurance policies offered by MetLife and its affiliates contain certain exclusions, exceptions, reductions, limitations, waiting periods and terms for keeping them in force. Please contact your plan administrator for costs and complete details. VADIP: Like most group benefits programs, benefit programs offered by MetLife and its affiliates contain certain exclusions, exceptions, reductions, limitations, waiting periods, and terms for keeping them in force. Please contact MetLife or view the VADIP Plan Summary for cost and complete details.
FEDVIP: Like most group benefits programs, benefit programs offered by MetLife contain certain exclusions, exceptions, waiting periods, reductions, limitations and terms for keeping them in force. For more information please view the Federal Dental Plan Brochure, which will govern these plan options and can be viewed by visiting MetLife.com/FEDVIP-Dental.
